What Does The Loss Adjuster Do

All policy holders have the right to appoint a loss assessor although they tend to come into the picture when people aren t happy with the way a claim is going.

What does the loss adjuster do. That the proper insurance is in place to reimburse you for your losses. A loss assessor is appointed by the policy holder and can liaise with the loss adjuster on the policy holder s behalf. A claims adjuster claim adjuster claims handler claim handler or loss adjuster in the united kingdom ireland australia south africa the caribbean and new zealand investigates insurance claims by interviewing the claimant and witnesses consulting police and hospital records and inspecting property damage to determine the extent of the insurance company s liability. They then write a report to the insurance company assessing the validity of the claim and recommending appropriate payment.

First and foremost loss adjusters are to establish whether and to what extent the insurance company must pay out to you for your suffering. The loss adjuster plays a crucial role in the insurance claims process and is usually the first person you will come into contact with from the insurance company after a claim is logged. Adjusters make recommendations regarding payment of benefits based on the coverage noted on the. As such the loss adjuster might check the following things.

What does a loss adjuster do. They are not appointed to provide advice to the person making a claim simply to look at the loss suffered and the context of that loss to the relevant insurance policy. What does a loss adjuster do. A visit the site of a loss.

The purpose of this visit is to. A loss adjuster works on behalf of the insurance company although they do follow a code of conduct which demands that they should be impartial. A loss adjuster is a claims specialist appointed and paid by an insurance company to investigate a complex or contentious claim on their behalf. The loss adjusters first role is to establish the cause of the loss and whether it is covered by the insurance policy.

Insurance companies are generally reluctant to pay out large settlements to policyholders. What does a loss adjuster do. The main roles of the loss adjuster are to. Loss adjusters investigate insurance claims arising out of losses such as fires car accidents and burglaries commercial property fire flood or catastrophic event.

If you need to make an insurance claim give us a call on 01564 730 900 and speak to our claims manager elaine who ll be able to offer advice and assistance. Do not throw anything away until the loss adjuster has visited as it s all evidence which will support your claim. The loss adjuster will typically visit your property within a few days of the claim being initiated by the insurance company. They might therefore call upon a loss adjuster to investigate your case.